NOTICE OF FORECLOSURE SALE COURT ACTION: Elizon Master Participation Trust I, U.S. Bank Trust National Association, as Owner Trustee v. Olga Rozhik, et al., Civil No. 3CCV18-1-0000127 DESCRIPTION: Lot: 12,000 square feet, more or less Structure: 3- bedroom, 2-bath 1,688 sq. ft. dwelling LOCATION: Lot 21, Block 49, Map 70, Application No. 1053, commonly known as 16-2069 Leilani Drive, Ainaloa, Hawaii, Turn left onto Keaau Bypass, Highway 130, continue to follow Highway 130. Enter next round-about and take the first exit onto Ainaloa Boulevard. Turn left into Leilani Drive. Property is unoccupied. Interested person should conduct their own investigation. TAX MAP KEY: (3) 1-6-093-056 ZONING: Residential OPEN HOUSE: Date: Saturday, December 4, 2021 Time: 8:00 a.m. to 10:00 a.m. Date: Saturday, December 11, 2021 Time: 8:00 a.m. to 10:00 a.m. AUCTION DATE: Date: Friday, December 17, 2021 Time: 12 noon Place: Front Entrance to Hale Kaulike 777 Kilauea Avenue, Hilo, Hawaii TERMS OF SALE: The Commissioner shall set the Property at a public or private sale. In the event that the Property is sold at public auction, there shall be no upset price at the sale, and the Property shall be sold “as is”, without any representations or warranties as to title or possession. Upon fall of the hammer, the successful bidder shall pay a down payment to the Commissioner, by cash or certified check in an amount not less that 10% of the successful bid price, with the exception of Plaintiff, who may use the amount of its secured indebtedness as the required 10% down payment. The balance shall be paid concurrently with delivery of the documents transferring title. At the Court’s discretion, 10% of the purchase price may be forfeited as reasonable damages in full or in part if the purchaser fails to close within the time set forth by the Court. In no event shall reasonable damages be greater than 10% of the purchase price. Plaintiff, or their designee, is authorized to be a purchaser at any sale, without the requirement of any down payment at said sale. If Plaintiff is the highest bidder, payment of the down payment and the balance of the sale price shall be made by offset against the amount owed to Plaintiff. The purchaser shall pay closing costs, including, but not limited to costs for escrow fees, title insurance premiums, conveyance document preparation fees, prorate real property and conveyance tax, recordation and costs of securing possession after closing. The inability of the purchaser to secure title insurance or financing shall not be a condition of closing. The sale shall not be final until approved by the Circuit Court of the Third Circuit, State of Hawaii. FOR MORE INFORMATION: Kathleen Kentish Lucero, Commissioner 159 Hualalai Street Hilo, Hawaii 96720 Email: suzanne.lucerolaw@gmail.com (HTH1345324 11/19, 11/23, 12/3/21)