NOTICE OF FORECLOSURE SALE Pursuant to Findings of Fact, Conclusions of Law and Order Granting Plaintiff’s Motion for Summary Judgment Against All Defendants and for Interlocutory Decree of Foreclosure, filed on April 13, 2022 in The Bank of New York Mellon fka The Bank of New York, as Trustee for Registered Holders of CWABS, Inc., Asset-Backed Certificates Series 2005-1 vs. Shelly Lynn Richards-Younce aka Shelly Lynn Richards, et al., Civ. No. 3CC161000103, Circuit Court of the Third Circuit, State of Hawaii, the undersigned Commissioner will sell the following described property at public foreclosure sale on the date and at the time set forth below. PROPERTY DESCRIPTION: Real Property situate at Keaau, Puna, Island and County of Hawaii, State of Hawaii, being Lot 44, area 12,000 square feet, more or less, in Block 36, as shown on Map 70, filed in the Office of the Assistant Registrar of the Land Court of the State of Hawaii with Land Court Application No. 1053 (amended) of W. H. Shipman, Limited, and further identified as TMK:(3)1-6-082-003, address 16-2092 Uilani Drive, Pahoa, Hawaii 96778. The house is of single-wall wood construction, post and pier foundation, one story, with a corrugated iron roof. The house contains two bedrooms and one bathroom. The area under roof is 720 square feet. The house was constructed in 1995. TERMS OF SALE: The property will be sold “as is” at public auction with no upset price. The successful bidder at the auction shall make a down payment to the Commissioner in an amount not less than ten percent of the successful bid price, such payment to be made at the close of the auction in cash, cashier’s check or certified check. Prior to bidding, interested parties must show the Commissioner their ability to make the required down payment, in such form as aforesaid, immediately upon close of the bidding. At the Court’s discretion, the ten percent down payment may be forfeited in full or in part if the successful bidder fails to timely close. The balance of the successful bid price shall be paid to the Commissioner upon approval and confirmation of the sale. All costs and expenses of closing shall be paid by purchaser, including, but not limited to costs of escrow fees, title insurance premiums, conveyance document preparation fees, prorated real property and conveyance tax, recordation and costs of securing possession after closing. The inability of purchaser to secure title insurance or financing shall not be a condition of closing. SALE SHALL NOT BE FINAL UNTIL APPROVED AND CONFIRMED BY THE COURT. OPEN HOUSE: No Open House. SALE DATE: Tuesday, October 18, 2022, 12:00 noon, at the front entrance to the Hale Kaulike Courthouse Building, 777 Kilauea Avenue, Hilo, Hawaii. COMMISSIONER: Stephen J. Menezes, 441 Kipuni Street, Hilo, Hawaii 96720; Telephone (808)934-8916. (HTH1386522 9/16, 9/23, 9/30/22)