NOTICE OF FORECLOSURE COURT ACTION: Pursuant to the Findings of Fact, Conclusions of Law and Order Granting Summary Judgment Against All Defendants in Civil No. 3CCV-20-0000128, in the Circuit Court of the Third Circuit, State of Hawaii, the subject property will be sold at public foreclosure sale. PROPERTY: 11-3876 Ruby Avenue, Volcano, HI 96785. TMK#: (3) 1-1-009-021-0000. OPEN HOUSES: May 20 and 27, 2023 from 10:00 a.m. to 2:00 p.m. AUCTION: July 5, 2023 at 12 noon, Front Lanai, State of Hawaii Judiciary Complex, 777 Kilauea Ave., Hilo, HI. SALE TERMS: Property sold “AS IS” without any representations or warranties. No upset price. A bidding party must show the ability to make a 10% down payment of his highest bid by cash, money order, certified or cashier’s check. Plaintiff may credit bid its down payment up to its secured debt. At the Court’s discretion a down payment may be forfeited in full or part if the high bidder fails to pay the balance of his bid. Costs and fees of closing, not limited to costs of conveyancing, conveyance documents, tax, escrow/recording fees, proof of title or title insurance, notary fees, costs of securing possession of the property, shall be paid by the purchaser. Neither the availability of title insurance nor securing possession shall be a condition of closing. COMMISSIONER: Craig Sadamoto, 614 Kilauea Ave., #16, Hilo, HI 96720 (Phone: 9367-1392). (HTH1414031 5/12, 5/17, 5/21/23)