NOTICE OF FORECLOSURE SALE COURT ACTION: US BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR VRMTG ASSET TRUST v. GEORGETTE KAILIAWA AS SPECIAL ADMINISTRATOR FOR THE ESTATE OF LILY ANNA CARIAGA, ET AL.; Civil No. 3CCV-22-0000077, Third Circuit Court, State of Hawaii. The undersigned Commissioner will sell at public auction the following described property on the date and time set forth below. PROPERTY DESCRIPTION: All of that certain parcel of land (being portion Grant 3533 to Trustees under the Will and of the Estate of Bernice Pauahi Bishop, Deceased): situate at Paauau District of Ka’u, Island and County of Hawaii, State of Hawaii, being Lot 92 of “Pahala Village, Ninth Series”, containing an area of 11,483 square feet, more or less. Fee Simple. See Commissioner for full legal description. LOCATION: 96-3034 Koali Street, Pahala, Hawaii 96777 TMK: (3) 9-6-022-043. IMPROVEMENTS: A one story wood frame home consisting of 3 bedrooms, 1 bath built in 1974 and having a living area of approximately 864 square feet. OPEN HOUSE: Saturday, April 5, 2025 from 10:00 a.m. to 1:00 p.m.; Sunday April 6, 2025 from 10:00 a.m. to 1:00 p.m. DATE AND TIME OF AUCTION: Tuesday, April 22, 2025 at 12:00 Noon. PLACE OF AUCTION: Entrance (flagpole) area of Hale Kaulike (State Judiciary Building), 777 Kilauea Avenue, Hilo, Hawaii. TERMS OF SALE: No upset price. The property will be sold “AS IS” to the highest bidder at public auction. SALE IS NOT FINAL UNTIL APPROVED AND CONFIRMED BY THE COURT. The highest bidder is required to make a down payment in cash, by certified or cashier’s check at the time of auction in the amount of TEN PERCENT (10%) of the highest bid price. The down payment may be subject to forfeiture if the successful bidder fails to pay the remaining balance of the bid, fails to complete the transaction in a timely manner, or as otherwise ordered by the Court. The balance of the price shall be paid in cash, certified or cashier’s check to the Commissioner upon approval and confirmation of the sale by the Court and tender of the document transferring title. Costs of conveyance, including the conveyance tax, the costs of any escrow, title insurance, securing possession of the subject property and recording of such conveyance, shall be at the expense of such successful purchaser. Neither the availability of title insurance, commercial escrow, nor securing possession of the subject property shall be a condition of closing. ADDITIONAL INFORMATION: Contact Paul K. Hamano, Attorney at Law, Commissioner, P. O. Box 574, Hilo, Hawaii, 96721. Telephone (808) 935-3336; Email: pklawyer@aol.com (HTH1487901 3/23, 3/30, 4/6/25)